Low Rates.
No Hassle.
find out how Serendipity Lending Team can help make qualifying for a low rate mortgage easy
We're Serendipity Lending Team and We're Here to Help
You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.
We have got great news... When you're ready, the next step in getting a low rate mortgage made easy is to contact us so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with it.
Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, we can help.
We look forward to hearing from you.
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Have questions about the mortgage process?
Let's have a conversation
All consultations are NO CHARGE and NO OBLIGATION.
Meet The Serendipity Lending Team
Stefani Hale
Loan Officer
Phone: (832) 853-5003
Email: stefani@serendipityteam.com
Christy Reasor
Loan Officer
Phone: (936) 446-9169
Email: christy@serendipityteam.com
Jen Ragain
Loan Officer
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What We Do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.
Close Your Loan
On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
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Ready to complete your application online?
No problem!
Who We Help
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Getting a Mortgage Can Be Easy
Here's what other people say about working with me
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Other Resources You'll Find Helpful
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Buying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Want to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Work With Us
We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Contact us by email or give me a call.
EMAIL US
If email is your preferred method of contact,
go ahead and email us.
Connect with us
CALL US
Call us today with any questions you have about the process - we are happy to help.
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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINTED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
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